[endif]-->[endif]--> Money Personality – The Ambassador | Payoff Life

Are you among the 6% of Americans whose money personality is The Ambassador?

As The Ambassador, you’re trusting, adaptable and good-natured. You think the best of people and bring a supportive and helpful attitude to your relationships with others.

You value your relationships with others above all else and your friends count on you. You aren’t the type who seeks to lead groups, but you’re proud of your ability to excel when supporting those around you to succeed.

You trust others to manage your money and willingly give your money to help others. But this trust means sometimes you overpay for things, fail to negotiate better prices or fall for sales pitches.

When it comes to The Ambassador’s financial habits:

  • You’re willing to help others financially and you don’t ask to be paid back.
  • You usually give in to peer pressure to spend more.
  • You’re not afraid to reach out for financial help or support.
  • You don’t focus on your finances or the long-term effects of your spending.
  • You take prices at face value and don’t hunt down deals.

Payoff’s recommendations for The Ambassador:

  • Consider others’ financial advice with a grain of salt and be mindful of peer pressure from family and friends.
  • Weigh your options carefully before making financial decisions.
  • Try shopping around to save money in the long run.
  • Try being more assertive in getting what you know you deserve.
  • You’re trusting, so be more aware of how your personal information is being used.

The Science

All 10 money personalities, including The Ambassador, and Joy, were identified and developed by Payoff’s Science Team, led by Chief Science Officer Dr. Galen Buckwalter. (By the way, Dr. Buckwalter is the very same scientist behind eHarmony’s successful match algorithm.)

Each money personality was identified using the Big 5 and findings in behavioral psychology, neuroscience and other areas of science. As a result, the quiz uses real science to pinpoint the secrets behind your spending, saving and money management.

The Why

Dr. Buckwalter, along with Payoff’s founder and CEO, Scott Saunders, have designed Payoff to be a financial wellness company that applies science, psychology and technology to help our Members reinvent their relationship with money and accelerate their journey to financial wellness. We focus on the intersection of personality and financial behavior, developing products and services that help our Members achieve their goals.

Want to know your friend’s money personality too? See if they want to give Joy a try! Then discover how your money personalities compare to each other.

Participation Pays Off: Does The Ambassador sound like you?